Monitoring your spending and categorizing these is very helpful when you need to make some adjustments. It is also helpful to have an extra income source, more especially so if you ever end up losing your job. If you have a hobby to sustain, find another way to add to your income. Net Income refers to your final take-home pay and this is the value you must use when creating your budget. Always remember that it’s very easy to overestimate what you can afford when you think that your entire salary as the amount you can spend.Īlways take into consideration when creating your Excel budget spreadsheet to subtract deductions and other flexible spending allocations. This is the first step when creating your budget – to identify how much money you have coming in. Here are steps to consider when creating your template: When creating your own personal finances template, you should find a way to keep track of your finances to suit your objectives. Having a personal budget spreadsheet helps you feel in control of your finances, allowing you to save money for your personal goals. Personal budget spreadsheet 30 (25.50 KB) How do I create a personal budget spreadsheet? Additionally, a personal budget helps you make better decisions when it comes to your expenditures and savings. You can perform an analysis each month to help you obtain an estimated image of the total savings target you aim to achieve plus the amounts that you can potentially set aside towards your savings. To achieve successful budgeting, you might want to include in your personal expenses template a savings goal that you set for every month. The most common sources of income include the following: 》THIS IS A DIGITAL FILE / INSTANT DOWNLOADĭigital means its ready to download straight away after buying! No waiting, and no shipping fees.Personal budget spreadsheet 20 (45.03 KB) What is included in a personal budget?Ī personal budget spreadsheet contains the details of your possible income sources as amounts received from various sources. This item is for personal use and cannot be resold, redistributed, or used for any commercial purposes. The spreadsheet looks and works better on a desktop/computer.Īll designs are ©MyProductiveLifeCo. For Excel, you will need either Office 2021 or later or a Microsoft Excel 365 subscription and a basic understanding of how to use it. For Google Sheets, you will need Google Sheets and a basic understanding of how to use it. **For the currencies: After purchase if your country is not in the list, please contact me on Etsy and I will add it. Expense, bills, savings & debt payment tracking Annual & monthly totals in every category You will also receive an email with access to the Download page. xlsx file and open file in Microsoft Excel. If the file opens in "View Only" go to "File" and choose "Make a copy". It will redirect you to the Google Sheet website where you can make a copy of the file. For Google Sheets: Download the file that starts with Google Sheets. In this file click on the button. Click on the buttons to download your files. Your planner is available in most currencies and comes complete with an easy to follow set of instructions. Access your spreadsheet online anywhere via your Google account (free to set up) or Microsoft account. Includes a yearly dashboard, a bills calendar, a subscription tracker, a debt snowball calculator and a savings planner. Track your monthly spending and net cash flow. Enter your transactions and see the spreadsheet update automatically.Ĭontact us right away if you have any questions :) The calculations are done for you which makes our budget template simple and easy to use even for people with no technical background. This Annual & Monthly budget spreadsheet for Google Sheets and Microsoft Excel makes budgeting fun!
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